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Employee Benefits


 

The Benefits Section of Human Resources & Risk Management is a customer service and benefits processing operation. We handle the daily activities of managing your benefits, design communications to keep you apprised of changes, prepare you for retirement, conduct data analysis, provide training on our technology-based benefits and new employee orientation. Our staff continuously strives to provide comprehensive benefits to employees, dependents and retirees while maintaining reasonable costs and a high level of service.   
 
We recognize each employee has different needs and since time is of the essence, technology and convenience are the key factors in conducting business. Plan participants may log on to http://www.aetna.com/ to check claims payment status, eligibility, order an ID card, Price A Procedure, Price A Drug, print your Explanation of Benefits (EOB) statements, check out the Clinical Policy Bulletins, refill mail order prescriptions, monitor Flexible Spending Account (FSA) balances, query for medical information or just search for a provider anywhere in the country. Utilizing the Aetna tools enables you to get the most value out of your plan and saves time!

Those who prefer personal contact may call Aetna’s Harris County dedicated customer service line at (800) 279-2401 or the Harris County Benefits staff at (713) 755-5117, toll free (866) 474-7475.

                        

        Aetna Choice POS II Plan Design - Plan Highlights

   
     
  BASE PLAN BASE PLAN
  IN NETWORK OUT OF NETWORK
Annual Deductible
(per calendar year)
$250 Individual
$750 Family
$   600 Individual
$1,800 Family
Coinsurance Limit $1,750 Individual (plus deductible)
$5,250 Family (plus deductible)
$6,000 Individual (plus deductible)
$18,000 Family (plus deductible)
Lifetime Maximum Benefit Unlimited except where otherwise indicated Unlimited except where otherwise indicated
Physician's Office Copay
Primary Care
Specialist (Aexcel provider)
Specialist (non-Aexcel prov)
100% after $20 copay
100% after $30 copay
100% after $50 copay
60% after deductible
Inpatient Services 80% after deductible 60% after deductible
Outpatient Surgery
     Outpatient Facility
90% after deductible
60% after deductible
Outpatient Laboratory & Radiology Services Included in office visit copayment
60% after deductible
Maternity Care
  Physician's Office
 
 (prenatal & post natal)

  In the Hospital
  
(for mother & newborn)
$30/$50 for first visit only


80% after deductible 
60% after deductible


60% after deductible
Emergency & Urgent Care
   Emergency Room

   Urgent Care Facility
100% after $150 per visit; waived if confined, 80% after deductible if admitted

100% after a $40 copay
100% after $150 per visit; waived if confined, 60% after deductible if admitted

60% after deductible
International care n/a 60% after deductible
Mental Health
   Outpatient Visits
 
   Inpatient Services
100% after $30 copay

80% after deductible
60% after deductible

60% after deductible
Chemical Dependency
 
   Outpatient Visits


    Inpatient Services



100% after $30 copay; up to 60 visits per calendar year*

80% after deductible, up to 60 days per calendar year*

60% after deductible; up to 60 visits per calendar year*

60% after deductible; up to 60 days per calendar year*

Home Health Care
90% after deductible, up to 100 visits per calendar year*
60% after deductible up 100 visits per calendar year*
Rehabilitation, Speech, Occupational and Physical Therapy 100% after a $25 copay, up to 60 visits per calendar year* 60% after deductible, up to 60 visits per calendar year*
Allergy Services (includes testing, serum and injections) 100% after $30/$50  copay  60% after deductible
Prescription Drugs


  Participating Pharmacy
   Copayment
     
(30 day supply)

  Mail Order Copayment
     
(31-90 day supply)

   Specialty Drugs/Self-
    Injectables (30-day
    supply) through Aetna
   Specialty Pharmacy

                                Minimum/Maximum
                                   
 Copayments

25% Generic                   $ 5 min/$20 max
25% Brand                     $20 min/$75 max


25% Generic                  $10 min/$ 40 max
25% Brand                     $40 min/$150 max


25% Generic                  $25 min/$100 max
25% Brand                     $25 min/$100 max

    
 - 80% after deductible at non-participating
    pharmacy (for emergency prescriptions,
    only)



                         


         
   
   
  BASE PLUS PLAN BASE PLUS PLAN
  IN NETWORK OUT OF NETWORK
Annual Deductible
(per calendar year)
None  $   600 Individual
$1,800 Family
Coinsurance Limit None  $6,000 Individual (plus deductible)
$18,000 Family (plus deductible)
Lifetime Maximum Benefit Unlimited except where otherwise indicated Unlimited except where otherwise indicated
Physician's Office Copay
Primary Care
Specialist (Aexcel provider)
Specialist (non-Aexcel prov)
100% after $20 copay
100% after $20 copay
100% after $40 copay
70% after deductible
Inpatient Services 100% after $400 copay 70% after deductible
Outpatient Surgery
     Outpatient Facility
100% after $250 copay
70% after deductible
Outpatient Laboratory & Radiology Services Included in office visit copayment
70% after deductible
Maternity Care
  Physician's Office
 
 (prenatal & post natal)

  In the Hospital
  
(for mother & newborn)
$20/40 for first visit only


$400 per admission, per person
70% after deductible


70% after deductible
Emergency & Urgent Care
   Emergency Room

   Urgent Care Facility
100% after $150 per visit; waived if confined, $400 copay if admitted

100% after a $40 copay
100% after $150 per visit; waived if confined, 70% after deductible if admitted

70% after deductible
International care n/a 70% after deductible
Mental Health
   Outpatient Visits
 
   Inpatient Services
100% after $30 copay

100% after $400 confinement copay
70% after deductible

70% after deductible
Chemical Dependency
 
   Outpatient Visits


    Inpatient Services

100% after $30 copay; up to 60 visits per calendar year*

100% after $400 confinement copay, up to 60 days per calendar year*
70% after deductible; up to 60 visits per calendar year*

70% after deductible; up to 60 days per calendar year*
Home Health Care
100% up to 100 visits per calendar year*
70% after deductible up 100 visits per calendar year*
Rehabilitation, Speech, Occupational and Physical Therapy 100% after a $20 copay, up to 60 visits per calendar year* 70% after deductible, up to 60 visits per calendar year*
Allergy Services (includes testing, serum and injections) 100% after $20/40 copay  70% after deductible
Prescription Drugs


  Participating Pharmacy
   Copayment
     
(30 day supply)

  Mail Order Copayment
     
(31-90 day supply)

 Specialty Drugs/Self-
    Injectables (30-day
    supply) through Aetna
   Specialty Pharmacy
                                Minimum/Maximum
                                   
 Copayments

25% Generic                   $ 5 min/$ 20 max
25% Brand                    $20 min/$ 75 max


25% Generic                  $ 10 min/$ 40 max
25% Brand                     $40 min/$150 max

25% Generic                  $25 min/$100 max
25% Brand                     $25 min/$100 max


    
- 80% after deductible at non-participating
    pharmacy (for emergency prescriptions,
    only)




* Maximums are a combined limit for in-network and out-of-network services.

 
 
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